Exceptionally, the conference will take place:

Arendt House - 41A, avenue J. F. Kennedy

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Familiarize Luxembourg public with the news of financial inclusion sector

Banque de Luxembourg, InFiNe.lu

Some key figures since its creation in 2006
43 events, 70 speakers from around the world, 31 associate partners and sponsors

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The "Midis de la microfinance et de l'inclusion financière" are conferences held in Luxembourg, that are dedicated to the issues of and changes in the financial inclusion industry.

Visuel invitation 44 Midi ENG

The 44th Midi of Microfinance becomes the Midi of Microinsurance!

Client’s journey into microinsurance: Nicaragua and the Philippines experience 

Thursday June 7, 2018 12.00 – 14.00

A new address for this edition:

Arendt House - 41A, avenue J. F. Kennedy


Arendt house

Inclusive finance is made up of different products and services that meet the needs of the poorest people in the least developed countries. One of the most essential product for these populations, is microinsurance. Indeed, microfinance institutions are implementing different products to protect their clients with life insurance, health care, home insurance, motorcycle insurance, and many others adapted to special needs.

For the 44th Midi de la microfinance, which we renamed for this occasion Midi de la microassurance (microinsurance), we invited international panelists: Fernando Guzman, Chairman of Serinsa in Nicaragua, a company enhancing contact between MFIs and microinsurance companies, of which ADA is a shareholder for 15%, and Jonathan Batangan, First Vice President, PJLI Group of Companies in the Philippines. Both speakers will discuss the evolution and the impact of microinsurance products in these very distinct regions. They’ll discuss how they propose their products and how the MFI accompany their clients through their “microinsurance journey”.

We will also learn about special innovations to expand these products the fastest to a larger population.

Matthew Genazzini, Head of Technical Support of MFIs of ADA Luxembourg, and long term specialist in microinsurance will moderate the discussion.

The 44th  Midi de la microfinance et de l'inclusion financière will focus on the topic of microinsurance and the date has been carefully selected to complement the June Member Meeting of the Microinsurance Network which is taking place in Luxembourg on Tuesday 5 and Wednesday 6 June 2018. For this occasion, the closing remarks will be given by Katharine McKee, Director of the Board, Microinsurance Network.

For this exceptional edition of the Midi, not only the name has changed but also the place: thus we invite you to join us at the Arendt House (in Kirchberg) on 7th June at 12.00.

Welcome address :

  • Arendt & Medernach : Pierre-Michaël de Waersegger and Anne Contreras


  • Fernando Guzman, Chairman, Serinsa (Nicaragua)
  • Jonathan Batangan, First Vice President, PJLI Group of Companies (the Philippines)
  • Modérateur: Matthew Genazzini, Head of Technical Support of MFIs, ADA (Luxembourg)

Closing Remarks:

Katharine McKee, Director of the Board, Microinsurance Network


11.50: Admission to the event - Closing doors at 12.00 (latecomers pass by the top of the auditorium)

12.00: Welcome remarks - Arendt & Medernach : Pierre-Michaël de Waersegger and Anne Contreras

12.05: Discussion on Client’s journey into microinsurance: Nicaragua and the Philippines experience

  • Fernando Guzman, Chairman, Serinsa (Nicaragua)
  • Jonathan Batangan, First Vice President, PJLI Group of Companies (the Philippines)

Moderator: Matthew Genazzini, Head of Technical Support of MFIs, ADA (Luxembourg)

12.35: Questions and answers with the audience

12.55: Closing remarks - Katharine McKee, Director of the Board, Microinsurance Network

13.00: Lunch offered to the participants

This conference will be in the form of a discussion of 30 minutes between the different participants.

The conference will take place in English.
Participation in this 44th Midi is free, but registration is compulsory.

Please arrive no later than 5 minutes before the start of the conference and do not use the parking lot of the Arendt House, which is strictly reserved for customers. We advise you to favor public transport.


Participants are informed that they are likely to appear on photos and / or videos taken during this event. These photos and / or videos can be used on media published by the organizers of the event.
However, if you object to the right to the image, thank you to manifest with our teams on the spot before the beginning of the event.

The data collected during your registration are processed in accordance with the provisions of the law on the protection of individuals with regard to the processing of personal data. You have a right of access to your data and you can request their correction or deletion. You can contact us: .

The speakers of this Midi

Matthew Genazzini - Head of Technical Support of MFIs, ADA (Luxembourg)

Matthew has 8 years of experience in development finance working for the Microinsurance Network and ADA. He has a BA in Contemporary History and an MA in Latin American Studies. He has experience managing capacity building and product diversification projects for MFIs, with a particular focus on microinsurance. He now manages the Technical Support to MFIs unit in ADA, which aims to strengthen MFIs through the provision of financial and technical assistance services. The unit focuses on a number of topics including financial and social performance, risk management, governance and product diversification.

Fernando Guzmán Cuadra, Chairman, Serinsa (Nicaragua)

After presiding from 1980 to 1985, the National Development Bank, Fernando took the position of Ambassador of Nicaragua in Argentina for 3 years. Then he became Minister of Tourism in Nicaragua from 1986 to 1989.

Since 1994, Fernando has been President of the Foundation for the Development of Microenterprise (FUDEMI) based in Managua, Nicaragua.
He was then Member of the Board of Directors of COSEP (Higher Council of Private Enterprises) and SINRIESGOS (Credit Information Center). From 2012 to 2016, he also chairs the Nicaraguan Association of Microfinance Institutions (ASOMIF).
Since 2012, Fernado has been a member of REDCAMIF's Board of Directors and since 2015, Chairman of SERINSA's Board of Directors.

From 2016 to date, he is also Director Secretary of the Board of Directors of SICSA.

About Serinsa (Nicaragua)
Servicios Inclusivos, SA (SERINSA) is a social enterprise created by REDCAMIF to provide technical support for the promotion of microinsurance. It promotes a financial product used by the sector as a financial inclusion tool, in association with Panamerican Life Insurance (PALIG) and Seguros América SA, with the support of ADA Luxembourg, the José Maria Covelo Foundation and the national microfinance networks .

Serinsa develops 3 microinsurance products (life, accident and cancer) with Panamerican Life through 11 MFIs in 3 countries (Nicaragua, Honduras, El Salvador) for 80,000 clients.
Serinsa is a pioneer in the field of microinsurance product development in Central America, having put in place a system to link microinsurance companies with MFIs so that they can work together and reach more clients.

Jonathan Batangan, First Vice President, PJLI Group of Companies (Philippines)

First Vice President and Group Head (Cebuana Lhuillier Insurance Solutions, Cebuana Lhuillier Business Solutions Cebuana Lhuillier Foundation, Inc.)

Mr. Batangan is a seasoned insurance executive with a demonstrative track record of success in the insurance product development, sales, and marketing management based in Manila, Philippines. He is currently the First Vice President of PJLI Group of Companies, operator of Cebuana Lhuillier, the Philippines largest microfinancial solutions provider.

Since 2004, he serves as General Manager of Cebuana Lhuillier Insurance Solutions (CLIS), the first ISO-certified insurance agency in his country. Having scaled up microinsurance with the PJLI Group of Companies, he was awarded the  PJLI Ambassador 's Cup in 2006.  He was instrumental in making Cebuana Lhuillier  as one of the biggest and most successful microinsurance distribution  channels in the Philippines generating more than 15 Million micro-policies annually and blazed the trail in introducing innovative schemes to scale-up microinsurance .  Today he also serves  in a concurrent capacity as  the Executive Director of Cebuana Lhuillier Foundation, Inc.(CLFI), and Head  of Cebuana Lhuillier Business  Solutions (CLBS).

Prior to his stint in Cebuana Lhuillier, he was the Assistant Vice President for Account Management Department, heading the Corporate, Agencies and Brokers Business Units of the Malayan Insurance Company, Inc., the Philippines largest insurance company.  He has attended various local and international conferences and  fora on disaster risk finance, insurance, and micro insurance either as resource person or delegate.

About Cebuana Lhuillier, Philippines 

Cebuana Lhuillier is the largest micro-financial institution in the Philippines with more than 2000 agencies providing pawn brokering, microloans, money remittance, insurance, bills payment, remit-to-account, corporate payout, collections, and e-loading services to millions of Filipinos. It has a huge network of microinsurance providers with 8 million Filipinos covered. They propose 15 microinsurance products adapted to any client (donnee), connected by mobile. Cebuana Lhuillier is setting up a crowd-funding website called Ourhelp.org to source out donated premiums for nano-insurance coverage. OurHelp is a donation site developed by Cebuana Lhuillier in line with the commitment to make insurance available to all as a means of promoting preparedness and resilience across communities in the Philippines. With OurHelp, donors can choose to insure individuals who do not have access or the means to avail of microinsurance coverage. Once insured, beneficiaries receive coverage for accidental death or dismemberment and disability and other causes of death. Donees may also receive cash assistance in case fire hits their home. 

ContrerasA MG 1876

Anne Contreras-Muller, Of Counsel Investment Management Microfinance & Impact Projects, Arendt & Medernach (Luxembourg)

As Of Counsel since 2011, Anne’s activities are now fully dedicated to microfinance and social impact projects. She advises specific domestic and international clients on the corporate and regulatory aspects of the structuring and distribution of microfinance and social impact investment vehicles, as well as on the structuring of technical assistance programs and other social businesses.

Anne is a board member of the European Social Entreprise Law Association (ESELA). She participates in several other initiatives such as the Responsible Investing technical committee at the Association of the Luxembourg Fund Industry (ALFI), LuxFLAG, the European Impact Investing Luxembourg (EIIL).

Pierre-Michaël deWaersegger 80 HD

Pierre-Michaël de Waersegger, Partner in the Insurance & Reinsurance Law practice as well as in the Banking & Financial Services practice, Arendt & Medernach (Luxembourg)

Pierre-Michaël de Waersegger is a Partner in both the Insurance & Reinsurance Law and the Banking & Financial Services practices with Arendt & Medernach, leading independent business law firm in Luxembourg.

Pierre-Michaël assists (re)insurance companies, banks and professionals of the financial sector regarding all Luxembourg legal and regulatory aspects of their activities, including licensing requirements, capitalizing opportunities, mergers and acquisitions, new products and services development.

He also advises on the implementation of AML/CTF, MIFID, PSD, CRD, Solvency II and IDD regulations, the drafting and review of contractual documentation and contacts with regulators.

Kate McKee

Kate McKee, Director of the Board, Microinsurance Network (Luxembourg)

Kate is leading the start-up of the Partnership for Economic Inclusion (PEI), a World Bank-hosted initiative to accelerate scaling up, innovation and systems change for the “graduation approach” and other targeted interventions that expand economic opportunities for extreme poor and vulnerable people. Previously, she led CGAP’s work on consumer protection, responsible finance and graduation. Kate is an economist with broad policy, practitioner, and donor experience in enterprise development, women’s empowerment, agriculture and finance, through leadership roles at the US Agency for International Development (USAID), the US Treasury Department, Self-Help in North Carolina, and the Ford Foundation.

About Microinsurance Network (Luxembourg)

A not-for-profit membership-based association, the Microinsurance Network is driven by its vision of a world where people of all income levels are more resilient and less vulnerable to daily and catastrophic risks through improved access to effective risk management tools. Low-income consumers lie at the heart of their mission. They work with a broad range of stakeholders around the world to prioritise the needs, interests and well-being of ultimate beneficiaries.


This 44th Midi de la microfinance is organised with the support of the Directorate for Development Cooperation and Humanitarian Affairs, the InFiNe.lu network and the Arendt House, and in collaboration with the Microinsurance Network.
The Midis de la microfinance are held during lunch breaks, between 12 and 2 p.m. Their agenda includes the presentation by an inclusive-finance expert of a study or a practical case, which is followed by a questions and answers session with the audience. At the end, a lunch is offered to all the participants.

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