June 16: International Day of Family Remittances

June 16 was the International Day of Family Remittances (IDFR), proclaimed by the UN General Assembly with the aim to recognize the contribution of migrants to the development of their communities and countries back home, and to create a future of hope for their children. On this occasion, watch the testimonials of beneficiaries of a project by ADA, Democrance, and the IFAD, that enables migrant workers and their families back home to access insurance through remittances, simply by using their mobile phones.

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Gulf States

ADA and its partner Democrance, a Dubai-based startup with an IT platform offering insurance products to low-income populations in the Middle East and North Africa, launched a project in 2017 to protect the income and activities of their family members left in their homeland .

Golf workers

ADA and its partner Democrance, a Dubai-based insurance technology company, have joined forces to provide migrant workers and their families with access to insurance products through an innovative mobile money transfer solution.

This project is aimed at migrant workers based in the United Arab Emirates and aims to protect the income and activities of their family members back home.

This initiative was made possible thanks to a response to the call for projects "Scaling Up REmittances (SURE): Promoting innovative remittance systems and investment channels for migrants in rural economies", funded by the International Fund for Agricultural Development (IFAD) ̶ a UN specialized agency dedicated to eradicating poverty in rural areas of developing countries ̶ , in co-financing partnership with the European Commission, the Government of Luxembourg and the Spanish Ministry of Foreign Affairs and Cooperation.


About Democrance
Democrance, founded in 2015, is an insurance technology start-up whose mission is to build partnerships to make insurance accessible and affordable. Democrance has created a digital platform that brings together two key industries: insurance and telecommunications companies.

Linking insurance with remittances to improve resilience: Testimonials of beneficiaries