ADA asbl
39, rue Glesener
L-1631 Luxembourg
Téléphone : 00352 45 68 68 1

Who are we?

Activity report 2018

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ADA is an expert in the field of inclusive finance

Since 1994, ADA has been working to develop the provision of microfinance to populations excluded from the conventional banking circuits. Our action is designed to reinforce both the autonomy and capacities of microfinance institutions (MFIs), professional associations and networks. ADA also assists governments in their efforts to support and structure the microfinance sector at the regional and national level.

With this aim in mind, we can propose and develop specific and innovative microfinance products which have a positive impact on the life of thousands of people, organise trainings for microfinance professionals working in, and on behalf of, the South, as well as provide advice and support to MFIs in their search for funding. Furthermore, we have taken the decision to be involved in research with a view to anticipating the future needs of the world of microfinance and to gauge the social impact of our actions. Our flexible approach enables us to adapt each project according to the needs of our partners and the realities in the field.

ADA’s head office is in Luxembourg. It manages an annual budget of 10 million EUR and has 43 employees.

ADA enjoys the High Patronage of HRH the Grand Duchess of Luxembourg.

Mia Adams - Founder and Honorary President of ADA

"Autonomy, at the level of a microfinance institution, is its financial autonomy. That it be able to seek funding without international support. At the level of the micro-entrepreneur, I see it as a progression, an improvement of his quality of life and that of his family, whether at the level of education or health."



ADA is busy working in relevant and important areas

Two new projects in 2017

Fintech: digital finance initiative

The Digital Finance Initiative (or DFI) was launched at the beginning of 2017 and was initially aimed at 12 sub-Saharan African countries, some of which are part of the category of the Least Developed Countries. The DFI is intended to be a long-term project and has an initial five-year financing plan. One year after its launch, it is now time to undertake the first evaluation and draw the first lessons from this new ADA project.
The main task of the DFI is to provide strategic, methodological and technical support, before providing financial support to those who make the decision to go ahead and implement the chosen solution. The support is structured into a three-phase approach.

The new “Supporting Micro and Small Enterprises” programme

This programme will be based on the “Microfinance Plus” concept, which seeks to promote partnerships between microfinance institutions and their actors to facilitate the access of MSEs to non-financial services and to favour their insertion in the value chains.
ADA is currently undertaking two feasibility studies in Peru before launching the programme: one with the Prisma MFI to support the development of the value chain for cocoa, coffee and Sacha Inchi, a type of nut used in the production of vegetable oils, in the San Martin region; the other with the Arariwa Microfinanzas MFI, which is designed to develop the guinea pig and milk value chain in the Cusco region.

Research, training and dissemination

ADA carries out research around rural finance and the evaluation of social performance. This research is used as a basis and source material for the training provided to universities, networks of professionals and training centres specialised in inclusive finance. In this way, ADA has an ambitious programme to capitalise on its knowledge so that the experiences gained in the field are used to enrich its reflections and research which, in turn, strengthen all the practices and projects.

Mission, vision, values

Mission, vision, values

ADA's mission statement

Poverty reduction by providing the populations concerned, mainly micro and small entrepreneurs, with responsible financial and technical solutions adapted to their needs.


ADA's vision

ADA acts as a catalyst to generate, identify, develop and implement solutions that facilitate inclusive development.

ADA’s approach is innovative. For ADA, innovation does not necessarily mean creating, but rather adapting existing solutions to specific contexts. The results of the projects developed by ADA are intended to be sustainable. Its actions consider all stakeholders in the same sector, the same value chain, in a holistic development approach.
Activities are always defined in a way that best serves the final beneficiaries, working closely hand-in-hand with partners in the field.


ADA's values


Listening is about respect. Individual and collective aspirations are understood and taken into account as far as possible. As we listen, we develop an approach based on non-interference, understanding and respect for our partners and final beneficiaries.


Respect for oneself and others is the ground rule for all relationships initiated and maintained by ADA. Respect breeds trust, a prerequisite for working efficiently and serenely.


Integrity is based on high ethical standards that guarantee the absence of malicious intent and honesty.


ADA strives for excellence in its services and expected results. Excellence can be achieved thanks to the multiple talents of the people involved in ADA’s projects and through the respect and trust the association bestows.


A pursuit for efficiency is central to ADA’s activities, which are always organised to maximise leverage effects, with a view to increasing the scope of the expected development results.

Discover a summary of our strategy by downloading the document below:

26, February, 2019

Ministerial visit to the Maison de la microfinance

On Tuesday, February 26, the Maison de la microfinance had the honour to welcome Paulette Lenert, Minister for Cooperation and Humanitarian Action, and Pierre Gramegna, Minister of Finance.

The opportunity for the partners of the Maison de la microfinance – ADA, InFine, e-MFP, Microinsurance Newtwork, Microlux et LMDF – to present their activities. 

ADA was presented by Corinne Molitor, Chairman of the Board of Directors, and Laura Foschi, Executive Director.

This visit confirmed Luxembourg's commitment to the development of inclusive finance, with the inauguration of the offices of the SPTF Europe (Social Performance Task Force), housed in the offices of the Maison de la microfinance since the beginning of the year in the person of Jürgen Hammer for Europe. This proximity strengthens the synergies between ADA and the SPTF, with many joint activities, including the SAM 2019 (African Microfinance Week), where the SPTF plays a key role.

June 28, 2018

A general meeting under the banner of impact


On Thursday 28 June 2018, the ADA General Assembly was held at the Maison de la microfinance, in a packed room.

The agenda included the presentation of the 2017 activity report and 2018 action plan and the approval of the 2017 accounts and 2018 budget.

It was also an opportunity to recall the actions that will be undertaken by 2021 around the Operational Development Plan defined by ADA, whose objective is to generate positive impacts on the lives of the populations of the Least Developed Countries.

The General Meeting also saw the appointment of Corinne Molitor to replace Max Meyer as Chairman of the Board of Directors for the next 3 years.

A new mandate that echoes the recent appointment of Laura Foschi to ADA's management, for a 100% female duo.

Find here the new composition of the Board

Press release - January 4, 2018

The Ministry of Foreign and European Affairs of Luxembourg renews its support to ADA

On 4 January 2018, Romain Schneider, the Minister for Cooperation and Humanitarian Action, has signed the new agreement between the Ministry of Foreign and European Affairs and Appui au Développement Autonome (ADA). This support will cover a four-year period from 2018 to 2021. This is the third agreement between the Ministry and ADA since 2007.

ADA is a Luxembourg NGO whose aim is to both strengthen and accelerate the financial inclusion of populations excluded from the conventional banking circuits in developing countries.

Through its activities, ADA supports the priorities of Luxembourg Cooperation, which accord particular attention to women and the most deprived, especially in the least developed countries and the rural areas in the countries of the South.

This new agreement takes the recent developments in the world of microfinance into consideration. ADA will place a greater focus on Luxembourg Cooperation’s partner countries, namely Burkina Faso, Cabo Verde, Laos, Mali, Nicaragua, Niger and Senegal.

Press release issued by the Directorate for Development Cooperation and Humanitarian Action of the Ministry of Foreign and European Affairs.  

Tel.: (+352) 247-82373            

Mandat MAEE

From left to right: Gilles Franck (Vice-President of ADA) ; Olivier Massart (Director of ADA) ; Romain Schneider (Minister of Cooperation and Humanitarian Action) ; and Manuel Tonnar (Director of Development Cooperation and Humanitarian Action)

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