ADA’s experience in promoting “green” uses and practices among its microfinance customers.

The Smallholder Safety Net Upscaling Programme (SSNUP) is a 10-year programme which aims to strengthen the safety nets of 10 million smallholder households in Africa, Latin America and Asia through technical assistance and investment in agricultural value chains, resulting in an improved well-being of 50 million low-income people. Funded by the Swiss Agency for Development and Cooperation and the Luxembourg Directorate for Development Cooperation and Humanitarian Affairs, the SSNUP works as a facility to co-finance the technical assistance projects of impact investors active in the field. ADA ensures the coordination as well as the knowledge management component of the whole programme.

Enabling Gulf Cooperation Council (GCC) migrant workers to access insurance products to protect the income and living condition of their family members back home, through an innovative technology solution linked to remittances.

Sector Study No.5 - Impact of Covid-19 on Microfinance Clients in Central America and the Caribbean

ADA, Inpulse and the Grameen Crédit Agricole Foundation have collaborated to monitor and analyse the effects of the Covid-19 crisis for their partner microfinance institutions worldwide. Ce suivi a été réalisé périodiquement tout au long de l'année 2020 afin d’avoir une meilleure vision de l'évolution de la situation. Avec cette analyse régulière et approfondie, nous espérons contribuer, à notre niveau, à la construction de stratégies et de solutions adaptées aux besoins de nos partenaires, ainsi qu'à la diffusion et à l'échange d'informations entre les différents acteurs du secteur.

Regulation is now considered as essential to bring microfinance institutions to formalization and to protect clients. Yet, most studies investigating regulatory issues focus on formal regulation, namely laws, or on the way other forces, just like competition, influence the market. This note presents the key findings of a research exploring a third regulatory mode: industry self-regulation and the role played by professional associations. Through a case study based on the Tanzanian microfinance association, this research draws conclusions on factors that may favor or restrain the potential of such organizations to contribute to the general regulatory framework.

Many regulators have been tempted to cap the lending rates of microfinance institutions, that is, to limit the rates charged to poor and financially excluded clients through microcredit.

Interest rate restrictions have often been set in financial inclusion schemes. Yet, such regulations may present drawbacks affecting both microfinance institutions and their clients.

Financial support from the JP Morgan Chase Foundation enabled the European Microfinance Network (EMN) and Appui au Développement Autonome (ADA) to lead a joint research project to help improve the financial health of micro-entrepreneurs. The purpose of the research was to: (1) understand the financial health issues faced by micro-entrepreneurs, particularly those supported by organisations providing either technical assistance/business development services, referred to as non-financial service providers-NFSP) or (micro)finance services, called financial service providers (FSP), and (2) develop an operational guide for the staff of FSPs and NFSPs in assessing the financial health of micro-entrepreneurs and supporting micro-entrepreneurs in dealing with financial issues that affect both the financial performance of their enterprises and personal well-being.

Blockchain Big Data AI

Digital Financial Services and Financial Inclusion

In 2018, ADA and Cerise joined forces to carry out a global study of this database in order to establish a general review of the social performance management of financial service providers throughout the world since the launch of the SPI4 tool.

Libra – a cryptocurrency project driven by Facebook

We are inviting you to discover our impact by reading this activity report.

FinTech for Financial Inclusion: A Framework for Digital Financial Transformation

ADA's Press Review (2017) includes all articles published in Luxembourg and in the international press, as well as on websites and various social networks.

ADA's Press Review (1st half of 2018) includes all articles published in Luxembourg and in the international press, as well as on websites and various social networks.

The Universal Standards for Social Performance Management - Implementation Guide

ADA - Activity report 2016

In more than 30 countries worldwide, microfinance-related rules and regulations imposed hard interest rate cap, i.e. caps prohibiting interests over a certain, precisely determined level.